My Finances are Still a Mess!
Another 3 month gap and I’m amazed at what happened with my finances! I was right not to give up on 2008! My finances are still a mess because I haven’t been keeping track of my expenses but I’ve bounced back somewhat. I quit my job after receiving a generous offer from another company and it’s helped me recover from my financial misteps, but I still have some months to go until I’m in the green again.
Here’s a run-down on my new earnings:
- I make KWD 1425 - KWD 1200 of which is my base salary and the rest are benefits granted by the company.
- I also get a supplementary allowance of KWD 310 from the government (Thank you to the last Parliament! Now let’s see if it keeps up with the inflation you’ve accelerated!).
- My deductions include my car loan and Social Insurance, which brings my total earnings for the month to KWD 1411.867.
If I stick to my old budget I should be able to save KWD 1000 a month but I have to factor in my new financial state. I’ve accumulated debt since my old budget, with both a car loan and credit card debt. My car loan will take several years to pay off and in the months when I first took out my car loan I used my credit card a lot, but that should take a few months to pay off.
To counter the debt, I opened a trading account with KWD 560 and have invested in one stock which has gone up since I’ve bought the shares.
Life is a mixed bag of blessings. I’m glad my finances are back on track but I need to return to my weekly budget to better handle my money. I get paid by the end of this week and I’ll have to take stock of every fils I have to my name.
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first thing, mashallah mashallah so we don’t envy your salary :p
- can you find me a job where you’re at! LOL
- My finances are mo just a mess, ella maskhara!
I am glad you are back to a normal start…Allah yewafgch enshallah
chika mashkura! I’d be glad to help, please send me your CV at DIRTYDINAR at gmail and I will forward it to our HR department. I am in the process of sorting out my finances i.e. refreshing my budget and creating new savings goals.
Amu thank you, & ajma3een inshallah!
WooW Ma sha’a Allah, Mabroook for the New job, car, and the shares progress
keep it up. I am sure you’ll manage to handle all your finance issue. Draw a good plan and stick to it.
Wishing you the best always.
Thanks be to God, you have a generous salary to work with. Thanks be to God, you have brains, and an education, and you live with your family so you can keep living expenses small. Good for you, Kuwaiti Woman, for getting back on the horse after having fallen off. We all stumble, we all fail to meet our goals from time to time - the secret is to keep trying.
Our hearts and prayers are with your efforts.
You should probably purchase Microsoft Money or something similar to keep track of your finances…